What Is Additional Living Expense (ALE) Coverage?
Additional living expenses (ALE) insurance, also known as loss of use insurance, is a type of coverage that helps pay for the cost of temporary housing and other necessary living expenses if you are unable to live in your home due to a covered loss. Commonly, ALE includes expenses such as hotel stays, restaurant meals, […]
What to Do If A Water Pipe Bursts Due to Freezing
Frozen pipes can cause a tremendous amount of damage. Your ability to get financial support from your insurance company to make the needed repairs depends on the actions you take immediately after the discovery of the damage and how you report the claim to your insurance company. The following is a list of things that you […]
Murdock Law Wins $3.1 Million Jury Verdict
Murdock Law, S.C. is pleased to announce that it has secured a victory on behalf of Benshot, LLC, a Wisconsin-based drinking glass company, against Lucky Shot USA and 2 Monkeys in a landmark lawsuit that the legal and business industries have closely watched for several years. Lucky Shot and 2 Monkeys had falsely claimed that […]
What Is a Proof of Loss?
Your insurance company may ask you for additional information and documents after you file a claim. One document that your insurance company may request that you complete is a proof of loss. Filing a Proof of Loss is required under most insurance policies, including homeowners insurance, business insurance, life insurance, and car insurance. Your duty […]
Can I Still Make a Claim for Real Estate Misrepresentations If I didn’t Get a Home Inspection?
My house has defects, but I did not have it inspected before buying. Now what? Murdock Law recommends that all home buyers have a home inspection completed before purchasing a home. A home inspection can help identify defects that may prove costly to repair. Some buyers; however, choose to make offers without inspection contingencies to […]
Liability for an Insurance company’s Investigator’s negligence
Insurance Company Investigators are not exempt from liability for negligence After a loss, insurance companies will frequently send out a variety of inspectors such as engineers, remediators, and contractors. Last month, the Wisconsin Court of Appeals held that an insurance company’s agent is not exempt from liability when the agent conducts a post-loss investigation. See, […]
New Public Adjuster Regulations
As of July 1, 2020, the State of Wisconsin will require non-resident public adjusters to register with the state. As part of the registration, public adjusters will need to pass a licensing test. Wisconsin residents who are public adjusters may choose to register but they are not obligated to do so. If Wisconsin residents do […]
What Is A Coinsurance Provision?
The first time that many hear the phrase “coinsurance” is in a letter from their insurance carrier after a loss. Many policyholders are shocked to learn that they will not receive the full value of their claim due to the policy’s coinsurance provision. Coinsurance provisions can be confusing for both the policyholder and the […]
I Was Served With an Intellectual Property Lawsuit Now What?
Being sued can be one of the more stressful experiences that people endure. Your entire livelihood can be at stake. After being served, there are serious deadlines you do not want to miss to best protect all your legal rights. Click here for more general information on what to do after being served with a lawsuit. The Summons and Complaint […]
What Is a GMP Contract?
A Guaranteed Maximize Price Contract or GMP contract is a type of construction contractor where the contractor agrees to perform work plus an agreed-upon profit up to a predefined maximum level. Under this type of contract, Contractors are responsible for cost overruns that exceed the maximum price. But owners benefit when the costs do not […]
What is a Non-Disclosure Agreement?
If you are working with a new customer or client you may be asked to sign a non-disclosure agreement. You may be asked to sign a Non-Disclosure Agreement, which is often referred to as NDAs for short. In Wisconsin, Non-Disclosure Agreements NDAs are used in a wide range of settings. A party may want to […]
What Can A Business Owner Do if an Employee Breaches a Non-Compete Agreement?
Some businesses require their employees to sign non-compete agreements to protect their business interests. Generally, non-compete agreements prohibit certain conduct, such as working for a competitor for a specified period. Sometimes employees violate the terms of such agreements and the business must consider how to react to this violation. What Are Non-Compete Agreements? A non-compete […]